feel more confident
knowing you are not going to leave unfinished business when you die
GET FREE QUOTE
feel more confident
Knowing you are not going to leave unfinished business when you die
It takes just a couple minutes to request a quote
WHAT MAKES FINAL INSURANCE GROUP DIFFERENT?
Our first priority at Final Insurance Group is you and your needs. We are a team of dedicated independent agents, that work with 30+ carriers to match you with the right insurance for you and your family. Unlike most agents that work for a single company, being independent allows us to search the market for multiple products to meet your needs.
CARRIERS
WHAT IS FINAL EXPENSE INSURANCE?
Final expense insurance, also known as burial insurance, is a type of life insurance that is specifically designed to cover outstanding expenses and funeral costs after a loved one passes away.
Unlike pre-paid funeral plans, final expense insurance can be used by the beneficiary you designate as and where needed rather than being limited to specific funeral services and providers. With the cost of an average funeral running into the thousands, a final expense policy can provide much needed protection from not only burial expenses, but also any remaining medical costs, potential legal costs as well as other outlays.
Final expense policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members.
These type of policies generally don’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues.
WHY MOST PEOPLE DONT GET COVERED
INSURANCE IS TOO EXPENSIVE:
Our first priority at Final Insurance Group is you and your needs. We are a team of dedicated independent agents, that work with 30+ carriers to match you with the right insurance for you and your family. Unlike most agents that work for a single company, being independent allows us to search the market for multiple products to meet your needs.
I DONT QUALIFY:
We have provided coverage to many people with health conditions that would previously disqualify them from products agents have presented to them. However, as independent agents we can underwrite a variety of plans regardless of health conditions. Plus it never hurts to receive information for you and your family.
I DONT WANT IT:
This may be true! But a quote from us is free, and our agents have knowledge of various Life Insurance products that can meet your needs. If you leave a conversation with nothing more than a quote and more knowledge then we see this as a win for you and your family!